Insurance for a cause

Proceeds supporting senior Australians

Roadside assistance

Roadside Assistance Australia-wide*, 24/7 when you buy new COTA Comprehensive Car Insurance, for as long as you hold the policy.

No age limits

on most of our travel insurance policies

Tick 1Not-for-profit Australian Insurance Provider
Tick 2Supporting the Wellbeing of Older People
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Buildings & Contents icon

Buildings & Contents

  • Save up to 10% on your first year’s premium when you quote and buy a new home insurance policy online 1,4

  • Combine your building and contents cover to receive up to 10% discount on your premium 2,4

  • Pay by the month at no extra cost 6

  • 24/7 online claims lodgement

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Travel icon


  • Excess options available on some plans

  • No age limit on the Annual Multi Trip, Comprehensive, Australian Travel, or Cancellation and Additional Expenses Plans

  • Easy and friendly phone or online application

  • Simple, over the phone, medical assessment

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Car Image
Car icon


  • Up to 10% discount on your first year's premium when you quote and buy a new comprehensive car insurance policy online 1,2

  • You may be able to increase your excess to reduce your premium 1

  • Choose your own repairer 6

  • You can make a claim online or call 1300 651 777 for claims service 24 hours, 7 days a week

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Why Choose Us


COTA Insurance is one of Australia’s only not for profit insurance providers

Supporting older people

Proceeds support important programs to improve the health, wellbeing and participation of older people


We spend the time to make sure you understand your policy

Insurance for a cause

Best insurance ever

I have a severe hearing disability and Paul handled this very well by being patient, articulate and unhurried. It was a positive experience for me.

Ms Jones

…Paul and Rebecca who were so professional – made getting insurance so easy. Will definitely use COTA again and also recommend to my friends.


Roadside Assistance, Australia-wide*, 24/7

When you buy new COTA Comprehensive Car Insurance, for as long as you hold the policy.